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Insurance and Vehicle Incident Protection charges are an important part of the motorhome rental process. We strongly recommend you review the
full details under important information – terms & conditions which is attached to this site (see PDF download).
The following details summarize the important aspects of insurance.
The Vehicle – Vehicle Incident Protection (VIP)
The VIP coverage reduces the renters responsibility from $5,000 to $700 per occurrence, the rate for this is included in the rental prices. At all times the renter is responsible for
up to $700 per occurrence as a deductible.
Public Liability
El Monte RV maintains insurance coverage for liability claims, property damage and/or personal injuries resulting from the operation of an El Monte vehicle.
The coverage provides third party legal limits to protect the renter and authorise driver’s, but is limited to the minimum financial limits determined by the
US state or Canada province in which the incident occurred. Claims in excess of the state or province limits may arise. These claims are the responsibility of the renter
and El Monte RV assumes no responsibility for such liability claims unless the client has purchased the Supplemental Liability Insurance (SLI).
There are 2 types of Liability Insurance:-
1. Supplemental Liability Insurance (SLI)
Jurisdiction USA and Canada. This provides SLI excess auto liability insurance that protects the renter for the difference between the underlying insurance and up to
$1,000 000 against claims by a third party for bodily injury and or property damage sustained as a result of an accident. Note there is no deductible with the SLI.
2. Mexico Auto Liability Insurance (MALI)
Jurisdiction Mexico. If your client plans to drive into Mexico for any length of time it is mandatory that he takes out MALI.
There are certain conditions attached to driving into Mexico and it is important that clients read the details as contained in our important information.
Charged only for the days actually spent within Mexico. |
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